Dar Credit IPO description – Dar Credit & Capital (DCCL) provides three key financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in Group D roles such as cleaners, sweepers, and peons employed by municipalities. It also supports small-scale shopkeepers, vendors, and women entrepreneurs. With extensive experience in India’s financing and investment sector, DCCL operates through branch offices in West Bengal, Rajasthan, Bihar, and Jharkhand, and has camp offices in Madhya Pradesh and Gujarat.
Dar Credit & Capital provides various loan products with competitive interest rates and flexible repayment options. Loan amounts are directly credited to the borrower’s bank account. Customers can repay through ECS, cheque, or cash, with installment options available on a weekly, fortnightly, or monthly basis. As of 31 December 2024, the company reported Assets Under Management (AUM) of INR 177.7 crore and a Net Worth of INR 69.67 crore. It maintains a robust Capital Risk Assets Ratio (CRAR) of 39.38%.
Promoters of Dar Credit & Capital – Mr. Ramesh Kumar Vijay, Mr. Rajkumar Vijay, and Mrs Rakshita Vijay
Table of Contents
Dar Credit and Capital IPO Details
| Dar Credit IPO Dates | 21 – 23 May 2025 |
| Dar Credit Issue Price | INR 57 – 60 per share |
| Fresh issue | 42,76,000 shares (INR 24.37 – 25.66 crore) |
| Offer For Sale | NIL |
| Total IPO size | 42,76,000 shares (INR 24.37 – 25.66 crore) |
| Minimum bid (lot size) | 2,000 shares (INR 1,20,000) |
| Face Value | INR 10 per share |
| Retail Allocation | 35% |
| Listing On | NSE Emerge |
Dar Credit & Capital Financial Performance
| FY 2022 | FY 2023 | FY 2024 | 9M FY 2025 | |
| Revenue | 24.23 | 24.79 | 32.05 | 30.09 |
| Expenses | 21.08 | 21.66 | 27.75 | 24.61 |
| Net income | 2.50 | 2.93 | 3.97 | 4.92 |
All Standalone Data
Dar Credit & Capital Offer News
Dar Credit & Capital Valuations & Margins
| FY 2022 | FY 2023 | FY 2024 | |
| EPS | 2.51 | 2.93 | 3.97 |
| PE ratio | – | – | 14.36 – 15.11 |
| RONW (%) | 4.22 | 4.74 | 6.08 |
| NAV | 65.25 | 61.78 | 59.40 |
| ROCE (%) | 9.21 | 8.78 | 9.22 |
| EBITDA (%) | 64.55 | 64.37 | 66.40 |
| Debt/Equity | 1.76 | 1.92 | 2.51 |
Dar Credit IPO GMP Today
| Date | Consolidated IPO GMP | Kostak | Subject to Sauda |
| 27 May 2025 | 17 | – | 25,000 |
| 26 May 2025 | 17 | – | 25,000 |
| 24 May 2025 | 17 | – | 25,000 |
| 23 May 2025 | 12 | – | 18,000 |
| 22 May 2025 | 12 | – | 18,000 |
| 21 May 2025 | 12 | – | 18,000 |
| 20 May 2025 | 12 | – | 18,000 |
| 19 May 2025 | 12 | – | 18,000 |
| 17 May 2025 | 11 | – | 17,000 |
| 16 May 2025 | 10 | – | 15,000 |
Dar Credit IPO Subscription – Live Updates
| Category | QIB | NII | Retail | Total |
|---|---|---|---|---|
| Shares Offered | 8,12,000 | 6,10,000 | 14,22,000 | 28,44,000 |
| 23 May 2025 | 31.29 | 208.80 | 104.88 | 106.16 |
| 22 May 2025 | 1.49 | 2.07 | 3.21 | 2.48 |
| 21 May 2025 | 1.65 | 3.89 | 8.91 | 5.76 |
The market maker reservation portion of 2,16,000 shares and anchor investor portion of 12,16,000 shares are not included in the above calculations.
Dar Credit IPO Allotment Status
Dar Credit IPO allotment status is now available on the KFin Tech website. Click on this link to get allotment status.
Dar Credit IPO Dates & Listing Performance
| IPO Opening Date | 21 May 2025 |
| IPO Closing Date | 23 May 2025 |
| Finalization of Basis of Allotment | 26 May 2025 |
| Initiation of refunds | 26 May 2025 |
| Transfer of shares to demat accounts | 27 May 2025 |
| IPO Listing Date | 28 May 2025 |
| Opening Price on NSE SME | INR 65.15 per share (up 8.58%) |
| Closing Price on NSE SME | INR 63.95 per share (up 6.58%) |
Dar Credit & Capital Offer Lead Manager
GYR CAPITAL ADVISORS PRIVATE LIMITED
428, Gala Empire, Near JB Tower,
Drive in Road, Thaltej
Ahmedabad-380 054, Gujarat, India
Phone:+91 877 756 4648
Email:Â [email protected]
Website:Â www.gyrcapitaladvisors.com
Dar Credit & Capital Offer Registrar
KFIN TECHNOLOGIES LIMITED
Selenium Tower – B, Plot 31 & 32, Gachibowli,
Financial District, Nanakramguda, Serilingampally,
Hyderabad – 500 032, Telangana
Tel:Â +91 40 6716 2222
E-mail:Â [email protected]
Website:Â www.kfintech.com
Dar Credit and Capital Contact Details
DAR CREDIT & CAPITAL LIMITED
Business Tower, 206 AJC Bose Road, 6th Floor,
Unit No. 6B, Kolkata, West Bengal, India, 700017
Phone: +91 9883847875
E-mail: [email protected]
Website: www.darcredit.com
IPO FAQs
What is Dar Credit & Capital IPO size?
Dar Credit and Capital’s offer size is INR 24.37 – 25.66 crores.
What is Dar Credit & Capital’s IPO price band?
Dar Credit and Capital’s public offer price is INR 57 – 60 per share.
What is the lot size of the Dar Credit IPO?
Dar Credit and Capital offer lot size is 2,000 shares.
What is Dar Credit IPO GMP today?
Dar Credit IPO GMP today is INR 17 per share.
What is Dar Credit & Capital kostak rate today?
Dar Credit & Capital kostak rate today is INR NA per application.
What is Dar Credit IPO Subject to Sauda rate today?
Dar Credit and Capital Subject to Sauda rate today is INR 25,000 per application.