Aye Finance IPO GMP, Price, Date, Allotment

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Last Updated on February 16, 2026 by Rajat Bhati

Aye Finance vs SBFC vs Five-Star FinanceAye Finance IPO Broker Recommendations
Aye Finance IPO GMP

Aye Finance IPO Description – Aye Finance is a new-age Non-Banking Financial Company (NBFC) focused on providing credit to India’s underserved micro and small enterprises (MSEs). Founded with the mission to bridge the credit gap in the informal sector, Aye Finance leverages a hybrid “phygital” model—combining physical branch presence with advanced digital tools like AI and ML—to underwrite and manage small-ticket loans (average loan size: INR 1.5 lakh) to businesses lacking formal credit histories.

As of 30 September 2025, the company operates 568 branches across 21 states and 3 union territories, servicing over 5 lakh active customers. Its Assets Under Management (AUM) have surged to INR 6,027.62 crore, growing at a remarkable CAGR of 42.60% from FY23 to FY25. Aye’s proprietary cluster-based underwriting model and predictive analytics ensure high loan repayment efficiency, with Gross NPAs at 4.21% and Net NPAs at just 1.40%.

Aye Finance IPO Subscription

Promoters of Aye Finance – Does Not have an Identifiable Promoter


Aye Finance IPO Details

Aye Finance IPO Dates9 – 11 February 2026
Aye Finance IPO PriceINR 122 – 129 per share
Fresh issueINR 710 crore
Offer For SaleINR 300 crore
Total IPO sizeINR 1,010 crore
Minimum bid (lot size)116 shares (INR 14,964)
Face Value INR 2 per share
Retail Allocation10%
Listing OnNSE, BSE

Aye Finance Financial Performance

 FY 2023FY 2024FY 2025H1 FY 2026
Revenue623.431,040.221,459.73843.51
Expenses571.94843.891,279.98780.44
Net income39.87171.68175.2564.60
Margin (%)6.4016.5012.017.66
Figures in INR Crores unless specified otherwise

Aye Finance Offer News


Aye Finance Valuations & Margins

FY 2023FY 2024FY 2025
(Pre-Issue)
FY 2026
(Post-Issue)*
EPS2.5410.509.345.24
PE Ratio13.06 – 13.8123.28 – 24.62
* Calculated on the basis of annualized Profits After Tax for FY 2026 and dilution impact
FY 2023FY 2024FY 2025
RONW (%)5.4617.2812.12
NAV48.0575.4188.38
ROTA (%)1.474.293.13
Debt/Equity3.042.842.73
*Compiled by IPO Central from Prospectus

Aye Finance IPO GMP Today (Daily Trend)

DateDay-wise IPO GMPKostakSubject to Sauda
10 Feb 2026
7 Feb 20262200
6 Feb 20265400

Aye Finance IPO Objectives

The company proposes to utilize the net proceeds from the issue towards the following objects:

  • Augmenting the capital base to meet the company’s future capital requirements

Aye Finance IPO Subscription – Live Updates

CategoryQIBNIIRetailTotal
Shares Offered2,48,36,0651,24,18,03282,78,6884,55,32,785
11 Feb 20261.500.050.770.97
10 Feb 20260.130.020.470.16
9 Feb 20260.130.010.260.12

35,232,558 shares allotted to anchor investors are not included in these calculations.


Aye Finance – Comparison With Listed Peers

CompanyPE ratioEPSRONW (%)NAVRevenue (Cr.)
Aye Finance24.625.2412.1288.381,459.73
SBFC Finance33.913.1511.5729.101,306.16
Five-Star Business Finance14.5836.518.65214.582,847.84

Aye Finance IPO Allotment Status

Aye Finance IPO allotment status is now available on the KFin Tech website. Click on this link to get allotment status.


Aye Finance IPO Dates & Listing Performance

IPO Opening Date9 February 2026
IPO Closing Date11 February 2026
Finalization of Basis of Allotment12 February 2026
Initiation of refunds13 February 2026
Transfer of shares to demat accounts13 February 2026
Aye Finance IPO Listing Date16 February 2026
Opening Price on NSEINR 129 per share (no change)
Closing Price on NSEINR 128.91 per share (down 0.07%)

Aye Finance IPO Reviews – Subscribe or Avoid?

Angel One –
Anand Rathi –
Antique Stock Broking –
Ajcon Global –
Arihant Capital –
Axis Capital –
Ashika Research –
BP Wealth – Subscribe
Capital Market –
Canara Bank Securities –
Choice Broking –
Dalal & Broacha –
Elara Capital –
Elite Wealth –
GCL Broking –
Geojit –
GEPL Capital – Avoid
Hem Securities – Long term subscribe
Hensex Securities –
HDFC Securities – Neutral
ICICIdirect – Unrated
IDBI Capital –
Investmentz –
Indsec Securities – 
Jainam Broking Avoid
KR Choksey –
Lakshmishree Investment – Subscribe for long term
LKP Research –
Mangal Keshav – Neutral
Marwadi Financial –
Motilal Oswal –
Mehta Equities –
Nirmal Bang –
Reliance Securities –
Sushil Finance – Subscribe for long term
Samco Securities – Avoid
SBI Securities – Avoid
SMC Global – 2/5
SMIFS – Subscribe for long term
Stoxbox – Subscribe
Sushil Finance – May invest for long term
Systematix Research –
Swastika Investmart – Neutral
Ventura Securities – Subscribe


Aye Finance Offer Lead Manager

AXIS CAPITAL LIMITED
1st Floor, Axis House C-2 Wadia International Center
Pandurang Budhkar Marg, Worli Mumbai – 400 025 Maharashtra
Phone: +91 22 4325 2183
Email: [email protected]
Website: www.axiscapital.co.in


Aye Finance Offer Registrar

KFIN TECHNOLOGIES LIMITED
Selenium Tower – B, Plot 31 & 32, Gachibowli,
Financial District, Nanakramguda, Serilingampally,
Hyderabad – 500 032, Telangana
Tel: +91 40 6716 2222
E-mail: [email protected]
Website: www.kfintech.com


Aye Finance Contact Details

AYE FINANCE LIMITED
Unit No. 701-711, 7th floor, Unitech Commercial Tower-2,
Sector-45, Arya Samaj Road, Gurgaon 122 003, Haryana
Phone: +91 124 484 4000
Email: [email protected]
Website: www.ayefin.com


Aye Finance IPO FAQs

How many shares in Aye Finance IPO are reserved for HNIs and retail investors?

The investors’ portion for QIB – 75%, NII – 15%, and Retail – 10%.

How to apply for Aye Finance Public Offer?

The best way to apply for Aye Finance public offer is through Internet banking ASBA (know all about ASBA here). You can also apply online through your stock broker using UPI. If you prefer to make paper applications, fill up an offline IPO form and deposit the same to your broker.

What is Aye Finance IPO GMP today?

Aye Finance IPO GMP today is INR NA per share.

What is Aye Finance kostak rate today?

Aye Finance kostak rate today is INR NA per application.

What is Aye Finance Subject to Sauda rate today?

Aye Finance Subject to Sauda rate today is INR NA per application.

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