| How Hero FinCorp Makes Money | Hero FinCorp IPO Valuation |
| Hero FinCorp IPO: 10 Key Points Investors Should Know | Hero FinCorp IPO Subscription |
Hero FinCorp IPO Description – Hero FinCorp is a leading non-banking financial company (NBFC) in India, offering a diversified portfolio of retail, MSME, and CIF loans. As of 31 March 2024, the company managed assets under management (AUM) of INR 51,820.81 crore, with the retail and MSME segments contributing 65.08% and 20.80%, respectively. Incorporated in 1991, Hero FinCorp has built a customer base of 11.80 million, including 5.00 million active retail customers and 29,060 active MSME borrowers.
The company leverages the expansive distribution network of its parent, Hero MotoCorp, which held a 41.19% stake and sold 5.4 million two-wheelers in FY 2024. Hero FinCorp’s product suite includes two-wheeler, used car, personal, and mortgage loans in the retail segment, as well as secured and unsecured loans for MSMEs. It operates through a hybrid distribution model comprising 4,257 Hero dealer touchpoints, 117 branches, 1,539 sales employees, and a robust network of DSAs and digital partners.
The company is technologically advanced, using AI/ML-based underwriting models and digital channels for onboarding, loan disbursal, and collections. With a collection efficiency of 94.42% in FY24, a PCR of 51.41%, and a CAR of 16.28%, Hero FinCorp demonstrates strong risk management, operational efficiency, and financial resilience.
Promoters of Hero FinCorp – Hero MotoCorp Limited, Bahadur Chand Investments Private Limited, Hero InvestCorp Private Limited, BrijMohan Lal Om Parkash (Partnership Firm), Dr. Pawan Munjal, Renu Munjal, Suman Kant Munjal, Renuka Munjal, and Abhimanyu Munjal
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Hero FinCorp IPO Details
| Hero FinCorp IPO Dates | 24 – 28 July 2025 (Tentative Date) |
| Hero FinCorp Issue Price | Coming soon |
| Fresh issue | INR 2,100 crore |
| Offer For Sale | INR 1568.13 crore |
| Total IPO size | INR 3,668.13 crore |
| Minimum bid (lot size) | Coming soon |
| Face Value | INR 10 per share |
| Retail Allocation | 10% |
| Listing On | NSE, BSE |
Hero FinCorp Financial Performance
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
| Revenue | 4,738.65 | 6,401.59 | 8,290.90 | 9,832.73 |
| Expenses | 5,051.69 | 5,712.33 | 7,399.17 | 9,647.24 |
| Net income | (191.90) | 479.95 | 637.05 | 109.95 |
| Margin (%) | (4.05) | 7.50 | 7.68 | 1.12 |
Hero FinCorp Offer News
- Hero FinCorp RHP
- Hero FinCorp DRHP
- ASBA IPO Forms
- Live IPO Subscription Status
- IPO Allotment Status
Hero FinCorp Valuations & Margins
| FY 2022 | FY 2023 | FY 2024 (Pre Issue) | FY 2025 (Post-Issue)* | |
| EPS | (15.07) | 37.67 | 49.94 | 8.62 |
| PE Ratio | – | – | – | – |
| FY 2022 | FY 2023 | FY 2024 | |
| RONW (%) | (4.03) | 9.15 | 11.05 |
| NAV | 374.49 | 411.87 | 452.92 |
| ROE (%) | (3.94) | 9.59 | 11.57 |
| EBITDA (%) | 30.76 | 46.04 | 49.74 |
| Debt/Equity | 6.02 | 6.99 | 8.01 |
Hero FinCorp IPO GMP Today (Daily Trend)
| Date | Day-wise IPO GMP | Kostak | Subject to Sauda |
| Coming soon | – | – | – |
Hero FinCorp IPO Objectives
The company proposes to utilize the Net Proceeds from the Fresh Issue towards funding the following objects:
- Augmentation of the company’s Tier–I capital base to meet the company’s future capital requirements for onward lending
- General corporate purposes
Hero FinCorp IPO Subscription – Live Updates
Coming soon
Hero FinCorp – Comparison With Listed Peers
| Company | PE ratio | EPS | RONW (%) | NAV | Revenue (Cr.) |
| Hero FinCorp | – | 49.94 | 11.05 | 452.92 | 8,290.90 |
| Bajaj Finance | 28.77 | 235.98 | 18.84 | 1,239.03 | 54,969.49 |
| Cholamandalam Investment | 34.36 | 41.06 | 17.46 | 233.26 | 19,139.62 |
Hero FinCorp IPO Allotment Status
Hero FinCorp IPO allotment status will be available on MUFG Intime’s website. Click on this link to get the allotment status.
Hero FinCorp IPO Dates & Listing Performance
| IPO Opening Date | 24 July 2025 |
| IPO Closing Date | 28 July 2025 |
| Finalization of Basis of Allotment | 29 July 2025 |
| Initiation of refunds | 30 July 2025 |
| Transfer of shares to demat accounts | 30 July 2025 |
| Hero FinCorp IPO Listing Date | 31 July 2025 |
| Opening Price on NSE | Coming soon |
| Closing Price on NSE | Coming soon |
Hero FinCorp IPO Reviews – Subscribe or Avoid?
Angel One –
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Antique Stock Broking –
Ajcon Global –
Arihant Capital –
Axis Capital –
Ashika Research –
BP Wealth –
Capital Market –
Canara Bank Securities –
Choice Broking –
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Elara Capital –
Elite Wealth –
GCL Broking –
Geojit –
GEPL Capital –
Hem Securities –
Hensex Securities –
HDFC Securities –
ICICIdirect –
IDBI Capital –
Investmentz –
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KR Choksey –
LKP Research –
Marwadi Financial –
Motilal Oswal –
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Sushil Finance –
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SBI Securities –
SMC Global –
SMIFS –
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Swastika Investmart –
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Hero FinCorp Offer Lead Manager
JM FINANCIAL LIMITED
7th Floor, Cnergy, Appasaheb Marathe Marg,
Prabhadevi Mumbai – 400 025
Phone: +91 22 6630 3030 / 3262
Email: [email protected]
Website: jmfl.com
Hero FinCorp Offer Registrar
MUFG INTIME INDIA PRIVATE LIMITED
C-101, 1st Floor, 247 Park L.B.S. Marg,
Vikhroli West, Mumbai – 400 083, Maharashtra
Telephone: +91 810 811 4949
Email: [email protected]
Website: www.in.mpms.mufg.com
Hero FinCorp Contact Details
HERO FINCORP LIMITED
9, Community Centre, Basant Lok,
Vasant Vihar, New Delhi 110 057, Delhi, India
Phone: +91 011 4946 7150
Email: [email protected]
Website: www.herofincorp.com
Hero FinCorp IPO FAQs
How many shares in Hero FinCorp IPO are reserved for HNIs and retail investors?
The investors’ portion for QIB – 75%, NII – 15%, and Retail – 10%.
How to apply for a Hero FinCorp Public Offer?
The best way to apply for Hero FinCorp public offer is through Internet banking ASBA (know all about ASBA here). You can also apply online through your stockbroker using UPI. If you prefer to make paper applications, fill up an offline IPO form and deposit the same to your broker.
What is Hero FinCorp IPO GMP today?
Hero FinCorp IPO GMP today is INR NA per share.
What is Hero FinCorp’s kostak rate today?
Hero FinCorp kostak rate today is INR NA per application.
What is Hero FinCorp Subject to the Sauda rate today?
Hero FinCorp Subject to Sauda rate today is INR NA per application.