Bengaluru-based fintech and loan distribution platform, Finbud Financial Services (Finance Buddha), reported strong growth in H1 FY26. Finance Buddha H1 FY26 results reported higher revenue, improved margins, and strong liquidity since listing on the NSE Emerge SME platform in November 2025.
Finance Buddha H1 FY26 Results: Key Highlights (Standalone)
| Particulars | H1 FY25 | H2 FY25 | H1 FY26 | YoY Change |
|---|---|---|---|---|
| Revenue from Operations | 102.05 | 120.59 | 138.58 | +35.8 |
| Total Expenses | 96.86 | 114.23 | 131.63 | +35.9 |
| Profit After Tax (PAT) | 3.69 | 4.67 | 5.10 | +38.4 |
| Earnings Per Share (EPS) | 2.63 | 3.34 | 3.65 | +38.8 |
Finance Buddha H1 FY26 Results: Consolidated (including LTCV Credit)
| Particulars | H1 FY25 | H2 FY25 | H1 FY26 |
|---|---|---|---|
| Total Revenue | 102.39 | 121.13 | 139.14 |
| Profit After Tax (PAT) | 3.72 | 4.66 | 5.12 |
| Earnings Per Share (INR) | 2.66 | 3.32 | 3.66 |
Operational Highlights
Operational Efficiency and Outlook
The cash flow from operating activities stood at INR 3.16 crore, supported by consistent profitability and stable collections. Finance Buddha continues to follow a capital-light distribution model, relying on technology-driven loan origination and partnerships with banks and NBFCs rather than direct lending — an approach that supports scalability with minimal balance-sheet risk.
With operations spanning 30 states and 19,000 pincodes, the company remains among the few fintech distributors with pan-India coverage. Its steady revenue and profit growth in H1 FY26 indicate that Finance Buddha is consolidating its position as a leading intermediary in India’s digital credit ecosystem.
Finance Buddha IPO Context
Finance Buddha launched its INR 71.68 crore IPO on 10 November 2025. It is a 100% fresh issue of 50.48 lakh equity shares. Finbud Financial IPO listed on 13 November 2025, on NSE Emerge with a 16.09% gain. Ace investor Ashish Kacholia, through Bengal Finance & Investment, invested INR 7.17 crore as the largest anchor investor, alongside the MS Dhoni Family Office and Shankar V, founder of CAMS.
Verdict: Finance Buddha H1 FY26 results reaffirm its steady post-listing performance. The company’s sustained profit growth, rising cash reserves, and nationwide footprint underline its resilience in India’s expanding fintech intermediation market.