HDB Financial Unlisted Share Price Description – Established in 2007, HDB Financial Services (HDBFS) is a prominent Non-Banking Financial Company (NBFC) that addresses the evolving needs of a forward-looking India, catering to both individual and business clients. Also, it offers marketing and promotion of various financial products. HDB Financial Services is a subsidiary of HDFC Bank, a well known name in the financial industry.
The company has a strong presence and financial backing. HDBFS has CARE AAA/Stable and CRISIL AAA/Stable rating for its long term debt and bank facilities and A1+ rating for its short term debt and commercial papers. It has a solid reputation in the market.
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HDB Financial – Business Segments
- Lending: The company offers both secured and unsecured loans to its customers. HDBFS is a one stop solution for all financial needs – loans, investments and protection. As of March 2025, the company has 89,943 employees across, 1,771 branches across 27 states, 1,170 cities and 4 Union Territories. It has 7 state data centers in Maharashtra, Bihar, Rajasthan, Gujarat, Madhya Pradesh, Uttar Pradesh & Odisha and centralized operations in Hyderabad, Chennai and Noida.
- BPO Services: The company’s Business Process Outsourcing (BPO) services division offers a wide range of back office and front office solutions. For back office services they excel in forms processing, document verification, finance and accounting services and correspondence management. For front office services they are good in contact center management, outbound marketing and collection services.
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HDB Financial Services Loan Spread
HDB Financial Services provides a wide range of credit products (both secured and unsecured) to various customer groups such as Personal Loans, Business Loans, Loans Against Property, Enterprise Business Loans, Gold Loans, Car Loans, Loans Against Shares, Loans Against Securities, Commercial Vehicle Loans, Construction Equipment Loans, Consumer Durable Loans, Digital Product Loan, Emergency Credit Line Guarantee Scheme (ECLGS), and General & Life Insurance are part of its product offering.
HDB Financial Services Credit Ratings
CARE Ratings and CRISIL Ratings have reaffirmed the highest ratings for the facilities availed by the company, details of which are as follows:
| Facility | CARE | CRISIL |
| Term Loans from Banks and Financial Institutions | AAA/Stable | AAA/Stable |
| Secured Redeemable Non-Convertible Debentures | AAA/Stable | AAA/Stable |
| Commercial Paper | A1+ | A1+ |
| Subordinated Bonds | AAA/Stable | AAA/Stable |
| Perpetual Bonds | AAA/Stable | AAA/Stable |
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Key Highlights FY 2024 – 25
- In FY 2024-25, HDB added 3.7 million customers and saw an 8.6% YoY rise in disbursements, driven by strong MSME and retail demand. Net profit stood at INR 2,176 crore with a GS3 ratio of 2.26%.
- The net profit of HDB Financial Services went down by 11.58% to INR 2,175.92 crore in FY 2025 as against INR 2,460.84 crore in FY 2024.
- Sales rose 15.02% to INR 16,300.28 crore in FY 2025 as against INR 14,171.1 crore in FY 2024.
- As of 31 March 2025, 1.34 million customer queries were resolved entirely online.
- In FY 2024-25, HDB Financial Total Gross Loan Book rose to INR 1,06,877.6 crore, up from INR 90,217.93 crore in FY 2023-24, marking a year-on-year growth of 18.47%
- In FY 2024-25, revenue from the company’s lending business rose to INR 15,083.62 crore from INR 12,221.57 crore in FY 2023-24, driven by growth in assets under management. Meanwhile, revenue from the BPO services division declined to INR 1,216.66 crore from INR 1,949.55 crore in the previous year.
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HDB Financial Unlisted Share Price Details
| Name | HDB Unlisted Share Price Details |
| Face Value | INR 10 per share |
| ISIN Code | INE756I01012 |
| Lot Size | 25 shares |
| Demat Status | NSDL, CDSL |
| HDB Financial Share Price | INR 1,235 per share |
| Market Cap | INR 98,278 crore |
| Total number of shares | 79,57,76,345 shares |
| Website | www.hdbfs.com |
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HDB Financial Services Unlisted Share Price Recent Movement
HDB Financial Services was trading at a high of INR 1,200 per share before COVID-19 but corrected a lot after the pandemic. In recent years, the stock price remained under pressure due to the merger between HDFC Bank and HDFC. Despite the previous events, the price has made a 52-week high of INR 1,550 per share as of October 2024.
HDB Financial Services, a subsidiary of HDFC Bank, has received SEBI approval to raise INR 12,500 crore through its IPO, marking the group’s first public listing in six years. The IPO comprises an INR 2,500 crore fresh issue and an INR 10,000 crore offer-for-sale (OFS), including shares sold by HDFC Bank, which holds a 94.6% stake. The IPO aligns with the RBI’s October 2022 directive requiring upper-layer NBFCs to list. Post-IPO, HDBFS will remain a subsidiary of HDFC Bank, subject to regulatory compliance.
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HDB Unlisted Share Price – Board of Directors
- Mr. Arijit Basu, Chairman and Non-Executive Director
- Mr. Adayapalam Viswanathan, Independent Director
- Dr. Amla Samanta, Independent Director
- Ms. Arundhati Mech, Independent Director
- Mr. G Ramesh, Managing Director & Chief Executive Officer
- Mr. Jayesh Chakravarthi, Independent Director
- Mr. Jimmy Tata, Non-Executive Director
- Mr. Jayant Purushottam Gokhale, Additional Independent (Non-Executive) Director
- Mr. Bhaskar Sharma, Additional Independent (Non-Executive) Director
HDB Financial Unlisted Share Price – Shareholding Pattern
Shareholding pattern of the company as of 31 March 2025:
| Shareholder Name | % to Holding | No. of shares |
| HDFC Bank | 94.32 | 75,05,96,670 |
| Others | 5.68 | 4,51,79,675 |
HDB Financial Unlisted Share Price – Financial Metrics
| Particulars | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
| Revenue | 11,306.3 | 12,402.9 | 14,171.1 | 16,300.28 |
| Revenue Growth (%) | 3.30 | 9.70 | 14.26 | 15.02 |
| Expenses | 9,958.7 | 9,775.5 | 10,866.4 | 13,372.48 |
| Net income | 1,011.4 | 1,959.3 | 2,460.8 | 2,175.92 |
| Margin (%) | 8.95 | 15.80 | 17.36 | 13.35 |
| EPS | 12.81 | 24.76 | 31.04 | 27.32 |
| Book Value | 120.69 | 144.5 | 173.28 | 198.80 |
| Dividend (per share) | 1.0 | 1.10 | 2.00 | 1.00 |
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HDB Financial Services Annual and Quarterly Reports
HDB Financial Services Annual Report FY 2024 – 2025
HDB Financial Services Annual Report FY 2023 – 2024
HDB Financial Services Annual Report FY 2022 – 2023
HDB Financial Services Annual Report FY 2021 – 2022
HDB Financial Unlisted Share Price – Peer Comparison
| Company | 3-yr Sales CAGR (%) | PE Ratio | Net Margin (%) | MCap (INR Cr.) |
| HDB Financial Services | 12.97 | 45.20 | 13.35 | 98,278 |
| Bajaj Finserv | 25.1 | 34.9 | 13.12 | 3,09,552 |
| Muthoot Finance | 18.4 | 17.3 | 26.48 | 91,815 |
HDB Financial Unlisted Share Price FAQs
Is it safe to purchase unlisted shares in India?
While there are risks associated with unlisted shares, purchases made from credible brokers and after conducting due diligence considerably lower these risks.
What is HDB Financial Unlisted Share price?
HDB Financial Unlisted Share price today is INR 1,235 per share. Shares are purchased in lots of 25 shares.
Who determines HDB Financial share price?
The unlisted share price is determined by a variety of factors including recent transaction price, supply and demand, valuation in the latest funding round, profitability, and return ratios.
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