Motilal Oswal Home Finance Share Price Description – Motilal Oswal Home Finance (MOHFL) is a public limited company established in October 2013 and headquartered in Mumbai, Maharashtra. As a subsidiary of Motilal Oswal Financial Services, MOHFL is registered with the National Housing Bank (NHB) and operates across 12 states in India, including Andhra Pradesh, Chhattisgarh, Gujarat, Haryana, Delhi, Karnataka, Madhya Pradesh, Maharashtra, Rajasthan, Tamil Nadu, Uttar Pradesh, and Telangana. The company has established a network of 110 locations to serve its customers effectively.
MOHFL operates under a business philosophy centered on financial inclusion for lower-income families in India, aiming to provide them with access to long-term housing finance. As a subsidiary of Motilal Oswal Financial Services, a well-diversified financial services company, MOHFL is committed to enhancing the financial landscape for these families by facilitating their journey towards home ownership.
Motilal Oswal Home Finance is registered with the 0Reserve Bank of India (RBI) under Section 29A of the National Housing Bank (NHB) Act of 1987. The registration was done with Certificate of Registration No. DOR-00111 on 12th Feb 2020. Before this, MOHFL was registered with the NHB under Certificate No. 05.0111.14, effective 19 May 2014.
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Products & Services of the Motilal Oswal Home Finance
- Home Purchase Loans
- Home Construction Loan
- Home Improvement Loans
- Home Extension Loans
- Loan Against Property
- Pradhan Mantri Awas Yojana (PMAY)
Key Highlights FY 2024 – 25
- Disbursement increased from INR 925 crore (FY24) to INR 1,329 crore (FY25).
- Loan Book rose from INR 4,074 crore to INR 4,878 crore (20% YoY growth).
- Sales Relationship Managers increased from 78 to 91, supporting sales and distribution growth.
- Profit After Tax (PAT) was slightly lower: INR 133 crore (FY24) to INR 130 crore (FY25), showing a controlled impact during a strategic growth phase.
- Retail Loan Book per Branch improved from INR 30.77 crore to INR 36.88 crore.
- The company has an in-house Loan Management System (LMS), Loan Origination System (LOS) and separate mobile apps for sales, credit and collection.
Motilal Oswal Home Finance Unlisted Share Price – Business Performance
– MOHFL has disbursed loans INR 1,329 crore during FY 2025
– Geographical reach across 12 states/UTs with 110 branches
– Collection team of 600 members along with a robust legal team
– Catering to 47,500+ families
– Average LTV of 58% and FOIR of 42% for FY 2024
– Collection Efficiency (Total EMI Collected/1 EMI Due) of 103.8% in FY 2024
– Total staff count of 2,400+ employees
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Motilal Oswal Home Finance Unlisted Share Price – Financial Performance FY 2025
- The loan book grew by 20% YoY to 4,878 crores as of FY 2025
- Net Worth improved from INR 1,287 crore (Mar’24) to INR 1,429 crore (Mar’25).
- Profit stood at INR 130.26 crore during FY 2025
- NIM – 7.3%, Spread – 5.3%
- GNPA – 0.8%, NNPA – 0.4%
- Net Debt to Equity – 2.59x
- Cost/Income Ratio worsened from 45.9% to 56.2% due to higher expenses or lower income.
- Capital adequacy – 40.8%
Motilal Oswal Home Finance Board of Directors
- Mr. Motilal Oswal, Chairman & Non-Executive Director
- Mr. Raamdeo Agrawal, Non-Executive Chairman
- Mr. Sukesh Bhowa, Managing Director and Chief Executive Officer
- Ms. Divya Momaya, Independent Director
- Dr. S. S. Rana, Independent Director
- Mrs. Neha Gada, Independent Director
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MOHFL Unlisted Share Price Details
| Name | Motilal Oswal Home Finance Unlisted Share Price Details |
| Face Value | INR 1 per share |
| ISIN Code | INE658R01011 |
| Lot Size | 1,000 shares |
| Demat Status | NSDL, CDSL |
| Motilal Oswal Home Finance Share Price | INR 16.15 per share |
| Market Cap | INR 9,751 crore |
| Total number of shares | 6,03,78,64,375 shares |
| Website | www.motilaloswalhf.com |
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Motilal Oswal Home Finance Unlisted Share Price – Shareholding Pattern
Details of shares held by promoters/promoter group as of 31 March 2024:
| Shareholder Name | % to Holding | No. of shares |
| Motilal Oswal Financial Services | 75.30 | 4,54,64,13,025 |
| Motilal Oswal Investment Advisors | 4.27 | 25,78,44,836 |
| Motilal Oswal Wealth | 7.99 | 48,21,62,594 |
| Motilal Oswal Finvest | 9.94 | 60,00,00,000 |
| Others | 2.50 | 15,11,43,920 |
Motilal Oswal Unlisted Share Price – Financial Metrics
| Particulars | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
| Revenue | 521.70 | 526.80 | 577.99 | 629.95 |
| Revenue Growth (%) | (3.24) | 0.98 | 9.72 | 8.99 |
| Expenses | 407.89 | 356.39 | 417.80 | 485.15 |
| Net income | 94.89 | 136.36 | 132.52 | 130.26 |
| Margin (%) | 18.99 | 26.56 | 23.74 | 20.68 |
| EPS | 0.16 | 0.23 | 0.22 | 0.21 |
| Debt/Equity | 2.59 | 2.52 | 2.33 | 2.59 |
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Motilal Oswal Unlisted Share Price – Peer Comparison
| Company | 3-yr Sales CAGR (%) | PE Ratio | Net Margin (%) | MCap (INR crore) |
| Motilal Oswal Home Finance | 1.78 | 76.9 | 23.74 | 9,751 |
| Aptus Value Housing Finance | 29.0 | 20.4 | 42.91 | 15,379 |
| PNB Housing Finance | 7.52 | 14.1 | 25.53 | 27,543 |
Motilal Oswal Home Finance Annual Reports
Motilal Oswal Home Finance Q4 FY25
Motilal Oswal Home Finance Annual Report FY 2023 – 2024
Motilal Oswal Home Finance Annual Report FY 2022 – 2023
Motilal Oswal Home Finance Annual Report FY 2021 – 2022
Motilal Oswal Home Finance Unlisted Share Price FAQs
Is it safe to purchase unlisted shares in India?
While there are risks associated with unlisted shares, purchases made from credible brokers and after conducting due diligence considerably lower these risks.
What is Motilal Oswal Home Finance unlisted share price?
Motilal Oswal Home Finance unlisted stock price today is INR 16.15 per share. Shares are purchased in lots of 1,000 shares.
Who determines Motilal Oswal Home Finance unlisted share price?
The unlisted share price is determined by various factors including recent transaction price, supply and demand, valuation in the latest funding round, profitability, and return ratios.
What is Motilal Oswal Home Finance IPO expected date?
Motilal Oswal Home Finance has not yet launched its IPO, and while there’s speculation about a potential IPO, there’s no confirmed date for it yet.
How can I buy Motilal Oswal Home Finance unlisted shares
MOHF EXPACTED DATE OF LISTENING