HDB Financial Unlisted Share Price Description – Established in 2007, HDB Financial Services (HDBFS) is a prominent Non-Banking Financial Company (NBFC) that addresses the evolving needs of a forward-looking India, catering to both individual and business clients. Also, it offers marketing and promotion of various financial products. HDB Financial Services is a subsidiary of HDFC Bank, a well known name in the financial industry.
The company has a strong presence and financial backing. HDBFS has CARE AAA and CRISIL AAA rating for its long term debt and bank facilities and CARE A1+ and CRISIL A1+ rating for its short term debt and commercial papers. It has a solid reputation in the market.
HDB Financial – Business Segments
- Lending: The company offers both secured and unsecured loans to its customers. HDBFS is a one stop solution for all financial needs – loans, investments and protection. As of October 2024, the company has 1,747 branches across 27 states, 1,148 cities and 4 Union Territories. It has 7 state data centers in Maharashtra, Bihar, Rajasthan, Gujarat, Madhya Pradesh, Uttar Pradesh & Odisha and centralized operations in Hyderabad, Chennai and Noida.
- BPO Services: The company’s Business Process Outsourcing (BPO) services division offers a wide range of back office and front office solutions. For back office services they excel in forms processing, document verification, finance and accounting services and correspondence management. For front office services they are good in contact center management, outbound marketing and collection services.
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HDB Financial Services Loan Spread
HDB Financial Services provides a wide range of credit products (both secured and unsecured) to various customer groups such as Personal Loans, Business Loans, Loans Against Property, Enterprise Business Loans, Gold Loans, Car Loans, Loans Against Shares, Loans Against Securities, Commercial Vehicle Loans, Construction Equipment Loans, Consumer Durable Loans, Digital Product Loan, Emergency Credit Line Guarantee Scheme (ECLGS), and General & Life Insurance are part of its product offering.
HDB Financial Services Credit Ratings
CARE Ratings and CRISIL Ratings have reaffirmed the highest ratings for the facilities availed by the company, details of which are as follows:
| Facility | CARE | CRISIL |
| Term Loans from Banks and Financial Institutions | AAA/Stable | AAA/Stable |
| Commercial Paper | A1+ | A1+ |
| Non-Convertible Debentures | AAA/Stable | AAA/Stable |
| Market Linked Debentures | PP-MLD AAA/Stable | PP-MLD AAA/Stable |
| Subordinated Bonds | AAA/Stable | AAA/Stable |
| Perpetual Bonds | AAA/Stable | AAA/Stable |
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Key Highlights FY 2023 – 24
- The company has posted an intelligent clean-up in bad loans in FY 2024. Stage 3 loans, defined as loans where recovery is due beyond 90 days, were capped at 1.90% of gross loans at the end of FY 2024. This is down substantially from 2.73% as of 31 March 2023.
- The Reserve Bank India (RBI) categorized 16 big NBFCs as upper-layer NBFCs. Companies in the list, which includes HDB Financial Services as well, will be subject to an enhanced regulatory framework. In October 2021, the central bank put in place a four-layered regulatory structure for NBFCs to minimize risks for the overall financial system.
- The net profit of HDB Financial Services rose 25.59% to INR 2,460.84 crore in FY 2024 as against INR 1,959.35 crore in FY 2023.
- Sales rose 10.42% to INR 3,220.20 crore in the quarter ended March 2023 as against INR 2,916.40 crore during the previous quarter ended March 2022.
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HDB Financial Unlisted Share Price Details
| Name | HDB Unlisted Share Price Details |
| Face Value | INR 10 per share |
| ISIN Code | INE756I01012 |
| Lot Size | 25 shares |
| Demat Status | NSDL, CDSL |
| HDB Financial Share Price | INR 1,025 per share |
| Market Cap | INR 81,290 crore |
| Total number of shares | 79,30,74,566 shares |
| Website | www.hdbfs.com |
HDB Financial Services Unlisted Share Price Recent Movement
HDBFS was trading at a high of INR 1,200 per share before COVID-19 but corrected a lot after the pandemic. In recent years, the stock price remained under pressure due to the merger between HDFC Bank and HDFC. Despite the previous events, the price has made a 52-week high of INR 1550 per share as of October 2024.
Incidentally, the planned IPO plans of HDB Financial Services have lately gathered steam and the public offer was approved by the HDFC Bank board in July 2024. More recently, the financial services arm is known to be scouting investment banks for its IPO.
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HDB Unlisted Share Price – Board of Directors
- Mr. Arijit Basu, Chairman and Non-Executive Director
- Mr. Adayapalam Viswanathan, Independent Director
- Dr. Amla Samanta, Independent Director
- Ms. Arundhati Mech, Independent Director
- Ms. Smita Affinwalla, Independent Director
- Mr. Venkatraman Srinivasan, Independent Director
- Mr. G Ramesh, Managing Director & Chief Executive Officer
- Mr. Jayesh Chakravarthi, Independent Director
- Mr. Jimmy Tata, Non-Executive Director
- Mr. Jayant Purushottam Gokhale, Additional Independent (Non-Executive) Director
- Mr. Bhaskar Sharma, Additional Independent (Non-Executive) Director
HDB Financial Unlisted Share Price – Shareholding Pattern
Shareholding pattern of the company as of 31 March 2024:
| Shareholder Name | % to Holding | No. of shares |
| HDFC Bank Limited | 94.64 | 75,05,96,670 |
| Others | 5.36 | 4,24,77,896 |
HDB Financial Unlisted Share Price – Financial Metrics
| Particulars | FY 2022 | FY 2023 | FY 2024 | Q1 FY 2025 |
| Revenue | 11,306.3 | 12,402.9 | 14,171.1 | 3,883.8 |
| Revenue Growth (%) | 3.30 | 9.70 | 14.26 | NA |
| Expenses | 9,958.7 | 9,775.5 | 10,866.4 | 3,100.10 |
| Net income | 1,011.4 | 1,959.3 | 2,460.8 | 581.70 |
| Margin (%) | 8.95 | 15.80 | 17.36 | 14.98 |
| EPS | 12.81 | 24.76 | 31.04 | 7.32 |
| Book Value | 120.69 | 144.5 | 173.3 | NA |
| Dividend (per share) | 1.0 | 1.10 | 2.00 | NA |
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HDB Financial Services Annual and Quarterly Reports
HDB Financial Services Q1 Report FY 2024 – 2025
HDB Financial Services Annual Report FY 2023 – 2024
HDB Financial Services Annual Report FY 2022 – 2023
HDB Financial Services Annual Report FY 2021 – 2022
HDB Financial Unlisted Share Price – Peer Comparison
| Company | 3-yr Sales CAGR (%) | PE Ratio | Net Margin (%) | Book Value per share (INR) | MCap (INR Cr.) |
| HDB Financial Services | 8.99 | 140.03 | 17.36 | 173.3 | 81,290 |
| Bajaj Finserv | 22.13 | 35.6 | 14.13 | 428 | 3,05,378 |
| Muthoot Finance | 6.17 | 19.8 | 32.05 | 673 | 94,250 |
HDB Financial Unlisted Share Price FAQs
Is it safe to purchase unlisted shares in India?
While there are risks associated with unlisted shares, purchases made from credible brokers and after conducting due diligence considerably lower these risks.
What is HDB Financial Unlisted Share price?
HDB Financial Unlisted Share price today is INR 1,025 per share. Shares are purchased in lots of 25 shares.
Who determines HDB Financial share price?
The unlisted share price is determined by a variety of factors including recent transaction price, supply and demand, valuation in the latest funding round, profitability, and return ratios.
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