HDB Financial Unlisted Share Price

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Last updated on May 20, 2024

HBD Financial Unlisted Share Price

HDB Financial Unlisted Share Description – Established in 2007, HDB Financial Services (HDBFS) is a prominent Non-Banking Financial Company (NBFC) that addresses the evolving needs of a forward-looking India, catering to both individual and business clients. In addition, it offers services for marketing and promoting diverse financial products. HDB Financial Services operates as a subsidiary of HDFC Bank, a well-respected name in the financial industry.

The company boasts a well-established presence and robust financial backing. HDBFS proudly holds the esteemed CARE AAA and CRISIL AAA ratings for its long-term debt and bank facilities, underscoring its strength and dependability as a financial institution. Furthermore, it has earned an A1+ rating for its short-term debt and commercial papers, reinforcing its solid standing in the market.

HDB Financial Unlisted Share

HDBFS’ Business Segments

  • Lending: The company provides an extensive selection of both secured and unsecured loans to its clients. HDBFS is a comprehensive solution for all financial needs, including loans, investments, and protection. By 31 March 2023, the company had established 1,492 branches across 24 states, encompassing 1,054 cities and 3 Union Territories. Furthermore, HDBFS operates in 7 state data centers in Maharashtra, Bihar, Rajasthan, Gujarat, Madhya Pradesh, Uttar Pradesh & Odisha while maintaining centralized operations in Hyderabad, Chennai, and Noida.
  • BPO Services: The company’s Business Process Outsourcing (BPO) services division specializes in providing a wide range of back-office and front-office solutions. In terms of back-office services, they excel in tasks such as forms processing, document verification, finance and accounting services, and correspondence management. Additionally, their expertise extends to front-office services including contact center management, outbound marketing, and collection services.

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HDB Financial Services Loan Spread

HDB Financial Services provides a wide range of credit products (both secured and unsecured) to various customer groups such as Personal Loans, Business Loans, Loans Against Property, Enterprise Business Loans, Gold Loans, Car Loans, Loans Against Shares, Loans Against Securities, Commercial Vehicle Loans, Construction Equipment Loans, Consumer Durable Loans, Digital Product Loan, Emergency Credit Line Guarantee Scheme (ECLGS), and General & Life Insurance are part of its product offering.

HDB Financial Services Credit Ratings

CARE Ratings and CRISIL Ratings have reaffirmed the highest ratings for the various facilities availed by the company, details of which are given below:

FacilityCARECRISIL
Bank FacilitiesAAA/StableAAA/Stable
Short-Term Debt ProgramA1+A1+
Non-Convertible DebenturesAAA/StableAAA/Stable
Market Linked DebenturesPP-MLD AAA/StablePP-MLD AAAr/Stable
Subordinated BondsAAA/StableAAA/Stable
Perpetual BondsAAA/StableAAA/Stable

Key Highlights

  • The company has posted an intelligent clean-up in bad loans in FY 2023. Stage 3 loans, defined as loans where recovery is due beyond 90 days, were capped at 2.73% of gross loans at the end of FY 2023. This is down substantially from 4.99% as of 31 March 2022.
  • The Reserve Bank India (RBI) categorized 16 big NBFCs as upper-layer NBFCs. Companies in the list, which includes HDB Financial Services as well, will be subject to an enhanced regulatory framework. In October 2021, the central bank put in place a four-layered regulatory structure for NBFCs to minimize risks for the overall financial system.
  • The net profit of HDB Financial Services rose 27.73% to INR 545.40 crore in the quarter ended March 2023 as against INR 427.00 crore during the previous quarter ended March 2022.
  • Sales rose 10.42% to INR 3220.20 crore in the quarter ended March 2023 as against INR 2916.40 crore during the previous quarter ended March 2022.

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HDB Financial Unlisted Share Details

NameHDB Financial Unlisted Share Details
Face ValueINR 10 per share
ISIN CodeINE756I01012
Lot Size50 shares
Demat StatusNSDL, CDSL
HDB Financial Unlisted Share PriceINR 1,085 per share
Market CapINR 85,867 crore
Total number of shares79,13,99,083 shares
Websitewww.hdbfs.com

HDB Financial Services Unlisted Share – Recent Price Movement

HDBFS was trading at a high of INR 1,200 per share before COVID-19 but has corrected a lot since the pandemic. In recent years, the stock price has been under pressure due to the merger between HDFC Bank and HDFC. Against this backdrop, the HDB Financial Services IPO has been put on the back burner.

Nevertheless, the stock has seen a recovery in 2023 as a result of the bad loan cleanup. The price has increased from the level of INR 570 per share at the beginning of the calendar year.

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HDB Financial Unlisted Board of Directors

  • Mr. Arijit Basu, Chairman, and Non-Executive Director
  • Mr. Adayapalam Viswanathan, Independent Director
  • Dr. Amla Samanta, Independent Director
  • Ms. Arundhati Mech, Independent Director
  • Ms. Smita Affinwalla, Independent Director
  • Mr. Venkatraman Srinivasan, Independent Director
  • Mr. G Ramesh, Managing Director & Chief Executive Officer

HDB Financial Unlisted Share Details – Shareholding Pattern

Shareholding pattern of the company as of 31 March 2023:

Shareholder Name% to HoldingNo. of shares
HDFC Bank Limited94.8475,05,96,670
Others5.164,08,02,413

HDB Financial Unlisted Share Details – Financial Metrics

ParticularsFY 2021FY 2022FY 2023
Revenue10,944.811,306.312,402.9
Revenue Growth (%)1.753.309.70
Expenses10,444.19,958.79,775.5
Net income391.51,011.41,959.3
Margin (%)3.588.9515.80
EPS4.9712.8124.76
Book Value107.07120.69144.5
Dividend (per share)0.01.01.10
Figures in INR crore unless specified otherwise

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HDB Financial Services Annual Reports

HDB Financial Services Annual Report FY 2022 – 2023

HDB Financial Services Annual Report FY 2021 – 2022

HDB Financial Services Annual Report FY 2020 – 2021

HDB Financial Unlisted Share Peer Comparison

Company3-yr
Sales CAGR (%)
PE RatioNet Margin (%)Book Value per share (INR)MCap
(INR crore)
HDB Financial Services4.8643.8215.8014585,867
Bajaj Finserv Ltd22.1331.15.073782,53,284
Muthoot Finance6.4617.630.0457968,385

HDB Financial Unlisted Share FAQs

Is it safe to purchase unlisted shares in India?

While there are risks associated with unlisted shares, purchases made from credible brokers and after conducting due diligence considerably lower these risks.

What is HDB Financial Unlisted Share price?

HDB Financial Unlisted Share price in May 2024 is INR 1,085 per share. Shares are purchased in lots of 50 shares.

Who determines HDB Financial share price?

The unlisted share price is determined by a variety of factors including recent transaction price, supply and demand, valuation in the latest funding round, profitability, and return ratios.


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